Borrowing is a big decision, whether the amount is small or large. These are general questions many people find helpful. This is general information, not financial advice.
Questions worth asking
- How much will I repay in total, not just each month?
- Are there any charges apart from interest?
- How long is the repayment period, and what if I want to repay early?
- What happens if I miss a payment?
- Which documents are needed, and how long does processing usually take?
Borrow only what you need
Before you apply, work out what you can comfortably repay each month. The calculator on this website lets you try different numbers, using any rate you enter.
If you would like to discuss a loan with us, our team is happy to explain current eligibility and terms.
This is general information, not financial advice. Please confirm current terms with the society.